Coverage and exclusions
The policy defines insured events and situations that are not covered. A brochure cannot replace full wording.
Sum insured or insured value
The amount or value used for cover depends on product type and policy definitions.
Deductible and co-payment
A deductible is an amount that applies under policy terms; a co-payment is a share of an admissible claim.
Waiting periods
Some coverage becomes available only after a specified period. Check the actual wording.
Claim process
Understand notice requirements, documents, timelines and grievance process.
Remember
This is general information. Check current official documents and provider terms before making a financial decision. It is not personalised financial, legal, tax or investment advice.
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